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Home Page > Business > Entrepreneurship > Free Web Development Business Plan

Free Web Development Business Plan

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Posted: May 16, 2010 |Comments: 0
| Views: 401 |

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Free Web Development Business Plan for Loans

Obtaining Business Financing

 

When obtaining a business loan for a website development business, it is imperative that you have a properly structured business plan that will assist you in showcasing how you intend to operate your Web Development business, how the business will operate, how you intend to market the business, the anticipated financial results of your company, and how you intend to repay your debt obligations. This sample loan business plan will provide you with the framework that you need in order to acquire a business loan for starting or expanding this type of business.

 

Executive Summary

 

Introduction

 

When obtaining a business loan for a web development business, it is imperative that your business plan has a clear and concise executive summary that provides an outline of what are seeking to accomplish, how much capital you are seeking to raise, the management biography of the business owner, and an overview of the anticipated profit and loss statements of the business. Here is an example of how the title paragraph should be written:

 

Web Development, Inc. (“the Company”) is seeking a business loan of 0,000 in order to launch the operations of a web development business that will be based in San Francisco, California. The Company was founded in (Insert Year). The business was founded by Mr. John Doe.

 

Products and Services

 

In the next segment of the business loan and business planning document, you should showcase the products and services that you will be providing to the general public. For instance:

 

Web Development, Inc. will provide customers with a broad range of web development services including website development, web application development, e-commerce site development, and web hosting. The business will earn substantial revenues from the website development services coupled with recurring streams of revenue from the web hosting revenues that will be generated on a monthly basis.

 

Business Loan Terms

 

Now it is time to discuss the anticipated terms of the business plan that you are seeking. An example paragraph of how this is stated:

 

At this time, Mr. Doe is seeking a conventional business loan in the amount of 0,000. The interest rate, loan terms, and loan covenants are to be determined during negotiation. However, this business plan assumes that the business will receive a seven year business loan with a seven percent interest rate due on the outstanding principal balance.

Management Biography

 

Now that the summary of the business has been provided, it is time to provide a brief overview of the owner of the business. An example paragraph summing up the owner is as follows:

 

Mr. Doe is a highly experienced business person that has years of experience regarding the direct ownership and management of business. He will be able to effectively bring the operations of the Web Development business to profitability while ensuring that the business loan’s payments and its covenants are met at all times.

Financial Statements

 

The most important thing to your lender when applying for a business loan is how you intend to repay the bank. In this section of the business plan, you should provide an overview of the finance’s of the business discussing the anticipated revenues, expenses, and profits/losses. You can also discuss the applicable collateral within the business plan that will be used to secure your business financing.

 

Expansion Plans

 

One of the most important aspects of your business plan is how you intend to expand the business over a three to five year period. Banks and finance companies always want to see that the business will experience a moderate to strong level of growth. This is especially true in business lending because as your business grows the cash flow that secures your business loan will decrease proportionality against your monthly credit obligations. An example of how this is stated is as follows:

 

The Web Development business will continue to expand through organic means including increasing the Company’s advertising budget via the reinvestment into the after tax cash flows of the business.

 

 

The Financing

 

Use of Business Loan Proceeds

 

In this section of the business plan you should focus on how the proceeds of the business loan will be used. An example of this would be as follows:

 

Web Development Office Establishment – ,000
Servers and Technology Equipment – ,000
Working capital – ,000

 

Management Equity

In this section of the business plan you should discuss the percentage ownership of the business among the owners of the business. For example:

 

Mr. Doe will own 100% of the Web Development, Inc.

 

Board of Directors

 

When applying for business financing, the bank will also want to know who serves as the board of directors. For small businesses, usually the owner serves as the director of the business. An example of how this is worded:

 

Mr. Doe will be the sole director of Web Development, Inc.

 

Exit Strategy

 

Any bank or financing company is also going to want to know what you intend to do with the business over a set period of time. Many business owners will develop and expand a business with the intent to sell the company to a third party at a later time. When drafting this part of the business plan you should focus on what you intentions are in regards to potentially selling the business. This is often worded as:

 

Mr. Doe would most likely sell the Web Development businesses to a third party for a significant earnings multiple. Website Development businesses usually sell for approximately one to three times earnings given the financial strength of the business. In this event, the business would be sold by a business broker and the business loan sought in this plan would be repaid according to the covenants of the business loan agreement.

 

Products and Services

 

When developing a business plan that is appropriate for obtaining a business loan or other business credit facility you need to clearly showcase the services or products that you will be offering to the general public. An example of how this section is worded goes as follows:

 

As stated in the executive summary, Web Development, Inc. will specialize in the ongoing development of website development, web applications, and hosting services to the general public on a nationwide basis. The business intends to hire a number of independent contractors that will work on the Company’s behalf when developing websites for the Company’s clients. The business will also generate highly recurring streams of revenues from the ongoing sale of hosting services for people that do not own their own website hosting servers.

 

 

Industry and Market Analysis

 

The Current State of the Economy

 

It is important to let your financial institution know that you are well apprised of the financial situation of the general economy when you are applying for a business loan. This is especially true in today’s environment where lending has become more difficult and will remain more difficult in the foreseeable future. Specifically, you should gear this section of the business plan analysis towards the industry that you are operating within. For example:

 

The current economy has remained difficult over the past few years. However, Web Development businesses tend to operate with a strong degree of economic stability as these businesses are able to generate highly recurring streams of revenue from the fees associated with hosting services. As such, the business will be able to remain profitable and cash flow positive in any economic climate despite the current deleterious conditions in the general economy.

 

The Web Development Industry

 

In addition to providing your business loan officer with an understanding of the general economy, it is important that you showcase that you have an equal understanding of the industry in which you are operating within. As such, you will need to provide you business loan institution of a brief overview of your industry and any potential changes that may affect the way that your company does business. An example of how an industry overview is as follows:

 

In the United States, there are approximately 100,000 companies and individual providers that are able to provide web development services to the general public. Aggregately, these businesses generate more than billion per year while providing gross payrolls exceeding billion. The industry outlook is strong for the web development industry as every business now wants to have a presence on the internet.

 

Target Market

 

In this section of the business loan application and business plan analysis, you should focus on the demographics of your localized market (or national market if applicable). This section should discuss how many people live in your area, the anticipated number of people that would require the use of Web Development Services, the median household income of people living in the area, poverty line statistics, and any applicable laws that would apply to your operation of Web Development Companies.

 

Competition

 

Many people that are developing new businesses or expanding existing businesses often feel that their business does not have any competition or limited competition at best. However, this is almost never the case. Unless you have re-invented the wheel – you will have competition. When applying for a business loan, you should clearly showcase your competition in your business plan. This is especially important to your banker as they will be able to gauge your ability to be successful in your targeted market. Many business loan underwriters will aggressively confirm that competitive nature of your local market and your local industry.

 

When drafting this section of the plan you should heavily discuss the competitive advantages that you intend to have over your competition.

 

Marketing Plan

 

In addition to all of the above information that we have covered, your business loan officer is also going to want to know how you intend to market your business to the general public. Most people do not quite understand how to effectively market their business outside of prominent signage or flyer distribution. When applying for a business loan (again in this difficult lending climate), your banker is going to want to see that you have a clear methodology of how you intend to market your services or products to the general public. In this section of the business plan – we will overview how to showcase your services/products to the general public.

 

Marketing Overview Example

 

The Web Development will place prominent signage on the facility to draw a significant amount of foot traffic in its local location in San Francisco.
The business will maintain listings in the Yellow Books.
The Web Development business will also maintain an internet website that showcases the Company’s operations, hours of operation, and relevant contact information.

 

Marketing Strategies Overview

Additionally, you will be required to further drill down (in your business plan) how you intend to implement your strategies when you launch or expand your business’s operations. In this section of the business loan and business plan documents, you should amplify the bullet points from the section above. For instance:

 

The Web Development intends to use a number of strategies that will create instant traffic and customer flow to the Company’s location. These strategies include not only using prominent facility and road signage, but also distributing flyers to people that fall into he Company’s targeted demographics. The business will also regularly take out advertisements in localized newspapers that showcase the Company’s hours of operations, web development and web application development services, and specials that are occurring with the on a regular basis.

 

The business will also maintain a highly informative website that showcases the Web Development company’s services, its hours of operation, service information, and other relevant information in regards to the Company’s services. This website will be listed on major search engines such as Google as many people now use the internet to locate web development businesses.

 

The Financial Plan

 

Beyond any other part of your business loan application or business plan, the financials section of these documents are what matters most when applying for a business loan or any other type of credit facility. Ultimately, this section of the business plan showcases not only what your anticipated profitability will be, but also how you intend to repay the funds that you have borrowed through your business financing facility. An example of how this section is structure is as follows:

 

Assumptions

 

Web Development, Inc. will have an average annual growth rate of 10% per year.
Mr. Doe will acquire 0,000 through a business loan in order to launch the operations of the business.

 

Proforma Financials for a Business Loan

 

Now it is time to showcase how you intend to repay your loan, generate a profit, and increase the book value of your business over a three to five year period. BusinessPlansForLoan.com has developed an easy to use financial model that you can use when drafting out the financial model for your business plan and business loan application. Through your business loan application, you will be required to have the following:

 

Profit and Loss Statement for your Web Development Business
Cash Flow Analysis for the Web Development Business
Balance Sheet for the Web Development
Business Loan Amortization Tables

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Home Page > Business > Entrepreneurship > Free Yoga Studio Business Plan

Free Yoga Studio Business Plan

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Posted: May 16, 2010 |Comments: 0
| Views: 735 |

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Free Yoga Studio Business Plan for Loans

Obtaining Business Financing

 

When obtaining a business loan for a yoga studio business, it is imperative that you have a properly structured business plan that will assist you in showcasing how you intend to operate your Yoga Studio, how the business will operate, how you intend to market the business, the anticipated financial results of your company, and how you intend to repay your debt obligations. This sample loan business plan will provide you with the framework that you need in order to acquire a business loan for starting or expanding this type of business.

 

Executive Summary

 

Introduction

 

When obtaining a business loan for a Yoga Studio, it is imperative that your business plan has a clear and concise executive summary that provides an outline of what are seeking to accomplish, how much capital you are seeking to raise, the management biography of the business owner, and an overview of the anticipated profit and loss statements of the business. Here is an example of how the title paragraph should be written:

 

Yoga Studio, Inc. (“the Company”) is seeking a business loan of 0,000 in order to launch the operations of a yoga studio business that will be based in San Francisco, California. The Company was founded in (Insert Year). The business was founded by Mr. John Doe.

 

Products and Services

 

In the next segment of the business loan and business planning document, you should showcase the products and services that you will be providing to the general public. For instance:

 

The Yoga Studio will provide a broad number of classes that pertain to training the body via yoga and related stretching practices. The business will generate income from the ongoing fees associated with yoga classes at the studio while concurrently generating secondary revenues through the sale of yoga mats and related accessories used during the course of yoga training.

 

The third section of the business plan will further discuss the services offered by the business.

 

Business Loan Terms

 

Now it is time to discuss the anticipated terms of the business plan that you are seeking. An example paragraph of how this is stated:

 

At this time, Mr. Doe is seeking a conventional business loan in the amount of 0,000. The interest rate, loan terms, and loan covenants are to be determined during negotiation. However, this business plan assumes that the business will receive a seven year business loan with a seven percent interest rate due on the outstanding principal balance.

Management Biography

 

Now that the summary of the business has been provided, it is time to provide a brief overview of the owner of the business. An example paragraph summing up the owner is as follows:

 

Mr. Doe is a highly experienced business person that has years of experience regarding the direct ownership and management of business. He will be able to effectively bring the operations of the Yoga Studio to profitability while ensuring that the business loan’s payments and its covenants are met at all times.

Financial Statements

 

The most important thing to your lender when applying for a business loan is how you intend to repay the bank. In this section of the business plan, you should provide an overview of the finance’s of the business discussing the anticipated revenues, expenses, and profits/losses. You can also discuss the applicable collateral within the business plan that will be used to secure your business financing.

 

Expansion Plans

 

One of the most important aspects of your business plan is how you intend to expand the business over a three to five year period. Banks and finance companies always want to see that the business will experience a moderate to strong level of growth. This is especially true in business lending because as your business grows the cash flow that secures your business loan will decrease proportionality against your monthly credit obligations. An example of how this is stated is as follows:

 

The Yoga Studio will continue to expand through organic means including increasing the Company’s advertising budget via the reinvestment into the after tax cash flows of the business. Additionally, if the business is highly successful then the Company may seek to establish additional Yoga Studio locations after the third year of operations.

 

 

The Financing

 

Use of Business Loan Proceeds

 

In this section of the business plan you should focus on how the proceeds of the business loan will be used. An example of this would be as follows:

 

Yoga Studio Establishment – ,000
FF&E – ,000
Working capital – ,000

 

Management Equity

In this section of the business plan you should discuss the percentage ownership of the business among the owners of the business. For example:

 

Mr. Doe will own 100% of the Yoga Studio.

 

Board of Directors

 

When applying for business financing, the bank will also want to know who serves as the board of directors. For small businesses, usually the owner serves as the director of the business. An example of how this is worded:

 

Mr. Doe will be the sole director of Yoga Studio, Inc.

 

Exit Strategy

 

Any bank or financing company is also going to want to know what you intend to do with the business over a set period of time. Many business owners will develop and expand a business with the intent to sell the company to a third party at a later time. When drafting this part of the business plan you should focus on what you intentions are in regards to potentially selling the business. This is often worded as:

 

Mr. Doe would most likely sell the Yoga Studio to a third party for a significant earnings multiple. Yoga Studio usually sell for approximately one to three times earnings given the financial strength of the business. In this event, the business would be sold by a business broker and the business loan sought in this plan would be repaid according to the covenants of the business loan agreement.

 

Products and Services

 

When developing a business plan that is appropriate for obtaining a business loan or other business credit facility you need to clearly showcase the services or products that you will be offering to the general public. An example of how this section is worded goes as follows:

 

As stated in the executive summary, the primary revenue center for the business will come from ongoing yoga classes hosted at the Company’s retail storefront location. For each yoga session, Management intends on charging a fee of approximately . The average yoga class will have five to ten students. Classes will be held five to six times per day.

 

The business will also generate sales through the sale of yoga mats and other products as they related to yoga training.

 

 

Industry and Market Analysis

 

The Current State of the Economy

 

It is important to let your financial institution know that you are well apprised of the financial situation of the general economy when you are applying for a business loan. This is especially true in today’s environment where lending has become more difficult and will remain more difficult in the foreseeable future. Specifically, you should gear this section of the business plan analysis towards the industry that you are operating within. For example:

 

The current economy has remained difficult over the past few years. However, Yoga Studios have faired well despite the current economic issues. This is because yoga, by its students, as seen as an integral part of their lives. As such, the Yoga Studio will be able to remain profitable and cash flow positive in any economic climate.

 

The Yoga Studio Industry

 

In addition to providing your business loan officer with an understanding of the general economy, it is important that you showcase that you have an equal understanding of the industry in which you are operating within. As such, you will need to provide you business loan institution of a brief overview of your industry and any potential changes that may affect the way that your company does business. An example of how an industry overview is as follows:

 

Within the United States, there are approximately 10,000 locations that operate as Yoga Studios. The popularity of yoga has increased substantially over the past ten years as more Americans have become concerned with their fitness. Each year, the industry generates more than 0 million of revenues. The excepted growth rate of the Yoga Studio industry is expected to remain in line with that of the general American economy.

 

 

Target Market

 

In this section of the business loan application and business plan analysis, you should focus on the demographics of your localized market (or national market if applicable). This section should discuss how many people live in your area, the anticipated number of people that would require the use of Yoga Studio, the median household income of people living in the area, poverty line statistics, and any applicable laws that would apply to your operation of Yoga Studios.

 

Competition

 

Many people that are developing new businesses or expanding existing businesses often feel that their business does not have any competition or limited competition at best. However, this is almost never the case. Unless you have re-invented the wheel – you will have competition. When applying for a business loan, you should clearly showcase your competition in your business plan. This is especially important to your banker as they will be able to gauge your ability to be successful in your targeted market. Many business loan underwriters will aggressively confirm that competitive nature of your local market and your local industry.

 

When drafting this section of the plan you should heavily discuss the competitive advantages that you intend to have over your competition.

 

Marketing Plan

 

In addition to all of the above information that we have covered, your business loan officer is also going to want to know how you intend to market your business to the general public. Most people do not quite understand how to effectively market their business outside of prominent signage or flyer distribution. When applying for a business loan (again in this difficult lending climate), your banker is going to want to see that you have a clear methodology of how you intend to market your services or products to the general public. In this section of the business plan – we will overview how to showcase your services/products to the general public.

 

Marketing Overview Example

 

The Yoga Studio will place prominent signage on the facility to draw a significant amount of foot traffic.
The business will maintain listings in the Yellow Books.
Yoga Studio, Inc. will also maintain an internet website that showcases the Company’s operations, hours of operation, and relevant contact information.

 

Marketing Strategies Overview

Additionally, you will be required to further drill down (in your business plan) how you intend to implement your strategies when you launch or expand your business’s operations. In this section of the business loan and business plan documents, you should amplify the bullet points from the section above. For instance:

 

The Yoga Studio intends to use a number of strategies that will create instant traffic and customer flow to the Company’s location. These strategies include not only using prominent facility and road signage, but also distributing flyers to people that fall into he Company’s targeted demographics. The business will also regularly take out advertisements in localized newspapers that showcase the Company’s hours of operations, yoga studio services, and specials that are occurring within the Yoga Studio on a regular basis.

 

The business will also maintain a highly informative website that showcases the Yoga training services, its hours of operation, and other relevant information in regards to the Company’s services. This website will be listed on major search engines such as Google as many people now use the internet to locate local businesses such as Yoga Studios.

 

The Financial Plan

 

Beyond any other part of your business loan application or business plan, the financials section of these documents are what matters most when applying for a business loan or any other type of credit facility. Ultimately, this section of the business plan showcases not only what your anticipated profitability will be, but also how you intend to repay the funds that you have borrowed through your business financing facility. An example of how this section is structure is as follows:

 

Assumptions

 

Yoga Studio, Inc. will have an average annual growth rate of 10% per year.
Mr. Doe will acquire 0,000 through a business loan in order to launch the operations of the business.

 

Proforma Financials for a Business Loan

 

Now it is time to showcase how you intend to repay your loan, generate a profit, and increase the book value of your business over a three to five year period. BusinessPlansForLoan.com has developed an easy to use financial model that you can use when drafting out the financial model for your business plan and business loan application. Through your business loan application, you will be required to have the following:

 

Profit and Loss Statement for your Yoga Studio
Cash Flow Analysis for the Yoga Studio
Balance Sheet for the Yoga Studio
Business Loan Amortization Tables

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Is it viable and ethical to present my business plan to 3 o 4 brokers or VC at the same time, without having to tell any of them of my plans to get better results by having control of all offers?
What are the keys to building a scalable business plan ?
I’m just about to complete my business plan. What steps should I take next? Incorporate, find seed money…?

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Home Page > Business > Entrepreneurship > Free Pawn Shop Business Plan for Loans

Free Pawn Shop Business Plan for Loans

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Posted: May 16, 2010 |Comments: 0
| Views: 665 |

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Obtaining Business Financing

Free Pawn Shop Business Plan for Loans

 

When obtaining a business loan for a pawn shop or related pawn brokering business, it is imperative that you have a properly structured business plan that will assist you in showcasing how you intend to operate your pawn shop, how the business will operate, how you intend to market the business, the anticipated financial results of your company, and how you intend to repay your debt obligations. This sample loan business plan will provide you with the framework that you need in order to acquire a business loan for starting or expanding this type of business.

 

Executive Summary

 

Introduction

 

When obtaining a business loan for a pawn shop, it is imperative that your business plan has a clear and concise executive summary that provides an outline of what are seeking to accomplish, how much capital you are seeking to raise, the management biography of the business owner, and an overview of the anticipated profit and loss statements of the business. Here is an example of how the title paragraph should be written:

 

Pawn Shop, Inc. (“the Company”) is seeking a business loan of 0,000 in order to launch the operations of a pawn brokering business that will be based in San Francisco California. The Company was founded in (Insert Year). The business was founded by Mr. John Doe.

 

Products and Services

 

In the next segment of the business loan and business planning document, you should showcase the products and services that you will be providing to the general public. For instance:

 

The Pawn Shop will provide general pawn brokering services to the general public, which includes providing small collateral loans to individuals based on the value of the property that they bring into the Company’s store. The business will specialize in making loans that are specific to jewelry.

 

Business Loan Terms

 

Now it is time to discuss the anticipated terms of the business plan that you are seeking. An example paragraph of how this is stated:

 

At this time, Mr. Doe is seeking a conventional business loan in the amount of 0,000. The interest rate, loan terms, and loan covenants are to be determined during negotiation. However, this business plan assumes that the business will receive a seven year business loan with a seven percent interest rate due on the outstanding principal balance.

Management Biography

 

Now that the summary of the business has been provided, it is time to provide a brief overview of the owner of the business. An example paragraph summing up the owner is as follows:

 

Mr. Doe is a highly experienced business person that has years of experience regarding the direct ownership and management of business. He will be able to effectively bring the operations of the Pawn Shop to profitability while ensuring that the business loan’s payments and its covenants are met at all times.

Financial Statements

 

The most important thing to your lender when applying for a business loan is how you intend to repay the bank. In this section of the business plan, you should provide an overview of the finance’s of the business discussing the anticipated revenues, expenses, and profits/losses. You can also discuss the applicable collateral within the business plan that will be used to secure your business financing.

 

Expansion Plans

 

One of the most important aspects of your business plan is how you intend to expand the business over a three to five year period. Banks and finance companies always want to see that the business will experience a moderate to strong level of growth. This is especially true in business lending because as your business grows the cash flow that secures your business loan will decrease proportionality against your monthly credit obligations. An example of how this is stated is as follows:

 

The Pawn Shop will continue to expand through organic means including increasing the Company’s advertising budget via the reinvestment into the after tax cash flows of the business. Additionally, if the business is highly successful then the Company may seek to establish additional locations after the third year of operations.

 

 

The Financing

 

Use of Business Loan Proceeds

 

In this section of the business plan you should focus on how the proceeds of the business loan will be used. An example of this would be as follows:

 

Pawn Shop Store Establishment – ,000
Inventory – ,000
Working capital – ,000

 

Management Equity

In this section of the business plan you should discuss the percentage ownership of the business among the owners of the business. For example:

 

Mr. Doe will own 100% of the pawn shop.

 

Board of Directors

 

When applying for business financing, the bank will also want to know who serves as the board of directors. For small businesses, usually the owner serves as the director of the business. An example of how this is worded:

 

Mr. Doe will be the sole director of Pawn Shop, Inc.

 

Exit Strategy

 

Any bank or financing company is also going to want to know what you intend to do with the business over a set period of time. Many business owners will develop and expand a business with the intent to sell the company to a third party at a later time. When drafting this part of the business plan you should focus on what you intentions are in regards to potentially selling the business. This is often worded as:

 

Mr. Doe would most likely sell the Pawn Shop to a third party for a significant earnings multiple. Pawn Shops usually sell for approximately one to three times earnings given the financial strength of the business. In this event, the business would be sold by a business broker and the business loan sought in this plan would be repaid according to the covenants of the business loan agreement.

 

Products and Services

 

When developing a business plan that is appropriate for obtaining a business loan or other business credit facility you need to clearly showcase the services or products that you will be offering to the general public. An example of how this section is worded goes as follows:

 

The Pawn Shop will specialize in making small collateral loans to individuals that will last two weeks. On each item brought in by the customer, the Company will grant a loan equal to 10% to 20% of the saleable value of the item. The customer, should they return to receive their item back, will be required to pay back the loan amount plus a fee equal to 20% of the loan amount. On every item accepted for pawn brokering by the Company, the business will follow all applicable state laws regarding the acceptance and handling of merchandise. Additionally, the business will generate secondary revenues among people that do not return for their merchandise. In this event, the Pawn Shop will resell the item to the general public or to a used goods wholesaler.

 

Industry and Market Analysis

 

The Current State of the Economy

 

It is important to let your financial institution know that you are well apprised of the financial situation of the general economy when you are applying for a business loan. This is especially true in today’s environment where lending has become more difficult and will remain more difficult in the foreseeable future. Specifically, you should gear this section of the business plan analysis towards the industry that you are operating within. For example:

 

The current economy has remained difficult over the past few years. However, Pawn Shops typically operate with a strong state of economy stability as these lenders are often used as a last resort among borrowers that are in need of quick loans or do not have the ability to sell the merchandise that they can use as collateral. As such, the business should be able to remain profitable and cash flow positive in any economic environment.

 

The Pawn Shop Industry

 

In addition to providing your business loan officer with an understanding of the general economy, it is important that you showcase that you have an equal understanding of the industry in which you are operating within. As such, you will need to provide you business loan institution of a brief overview of your industry and any potential changes that may affect the way that your company does business. An example of how an industry overview is as follows:

 

The Pawn Shop industry, despite the current economy climate, has remained strong despite the fact the general economy has suffered. Within the United States, there are 20,000 businesses that operate in a pawn brokering capacity. On a yearly basis, these businesses generate revenues of billion and provide jobs to more than 100,000 people. The total payrolls paid by the pawn shop industry has exceeded .4 billion on an annualized basis over the past five years.

 

At this time, there is currently no pending legislation or changes to the economy that are expected to change the nature of how the Pawn Shop Industry conducts business.

 

Target Market

 

In this section of the business loan application and business plan analysis, you should focus on the demographics of your localized market (or national market if applicable). This section should discuss how many people live in your area, the anticipated number of people that would require the use of pawn shops, the median household income of people living in the area, poverty line statistics, and any applicable laws that would apply to your operation of a pawn shop.

 

Competition

 

Many people that are developing new businesses or expanding existing businesses often feel that their business does not have any competition or limited competition at best. However, this is almost never the case. Unless you have re-invented the wheel – you will have competition. When applying for a business loan, you should clearly showcase your competition in your business plan. This is especially important to your banker as they will be able to gauge your ability to be successful in your targeted market. Many business loan underwriters will aggressively confirm that competitive nature of your local market and your local industry.

 

When drafting this section of the plan you should heavily discuss the competitive advantages that you intend to have over your competition.

 

Marketing Plan

 

In addition to all of the above information that we have covered, your business loan officer is also going to want to know how you intend to market your business to the general public. Most people do not quite understand how to effectively market their business outside of prominent signage or flyer distribution. When applying for a business loan (again in this difficult lending climate), your banker is going to want to see that you have a clear methodology of how you intend to market your services or products to the general public. In this section of the business plan – we will overview how to showcase your services/products to the general public.

 

Marketing Overview Example

 

The Pawn Shop will place prominent signage on the facility to draw a significant amount of foot traffic.
The business will maintain listings in the Yellow Books.
The Pawn Shop will also maintain an internet website that showcases the Company’s operations, hours of operation, and relevant contact information.

 

Marketing Strategies Overview

Additionally, you will be required to further drill down (in your business plan) how you intend to implement your strategies when you launch or expand your business’s operations. In this section of the business loan and business plan documents, you should amplify the bullet points from the section above. For instance:

 

The Pawn Shop intends to use a number of strategies that will create instant traffic and customer flow to the Company’s location. These strategies include not only using prominent facility and road signage, but also distributing flyers to people that fall intot he Company’s targeted demographics. The business will also regularly take out advertisements in localized newspapers that showcase the Company’s hours of operations, pawn shop and pawn brokering services, and specials that are occurring within the store on a regular basis.

 

The business will also maintain a highly informative website that showcases the Pawn Shop’s services, its hours of operation, collateral and lending information, licensure information, and other relevant information in regards to the Company’s services. This website will be listed on major search engines such as Google as many people now use the internet to locate local businesses.

 

The Financial Plan

 

Beyond any other part of your business loan application or business plan, the financials section of these documents are what matters most when applying for a business loan or any other type of credit facility. Ultimately, this section of the business plan showcases not only what your anticipated profitability will be, but also how you intend to repay the funds that you have borrowed through your business financing facility. An example of how this section is structure is as follows:

 

Assumptions

 

Pawn Shop, Inc. will have an average annual growth rate of 10% per year.
Mr. Doe will acquire 0,000 through a business loan in order to launch the operations of the business.

 

Proforma Financials for a Business Loan

 

Now it is time to showcase how you intend to repay your loan, generate a profit, and increase the book value of your business over a three to five year period. BusinessPlansForLoan.com has developed an easy to use financial model that you can use when drafting out the financial model for your business plan and business loan application. Through your business loan application, you will be required to have the following:

 

Profit and Loss Statement for your Pawn Shop
Cash Flow Analysis for the Pawn Shop
Balance Sheet for the Pawn Shop
Business Loan Amortization Tables

Retrieved from “http://www.articlesbase.com/entrepreneurship-articles/free-pawn-shop-business-plan-for-loans-2383867.html”

(ArticlesBase SC #2383867)

Liked this article? Click here to publish it on your website or blog, it’s free and easy!

Business Venture Solutions -
About the Author:

BusinessPlansForLoan.com is a specialty website that provides content that focuses on the needs of people seeking business loans for new and existing businesses. We encourage you to visit our website if you are seeking a Business Plan for a Loan .

]]>

Questions and Answers

Ask our experts your Entrepreneurship related questions here…200 Characters left

What are pawn shops paying for gold ?
How many pawn shops in las vegas ?
What are the keys to building a scalable business plan ?

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Home Page > Shopping > Clothing > Holiday Cyber Shopping: The New Way to Shop

Holiday Cyber Shopping: The New Way to Shop

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A few years ago shopping without leaving your house and having the items delivered to your home was almost unfathomable. More recently major brand labels were the only ones with online shopping sites. Today almost everyone offers online shopping alternatives.  Even small companies and boutiques are establishing their presence online. While all these online commerce sites makes our life easier there are people who would always try to take advantage of something good, therefore, we need to keep two things in mind:  avoiding fraudulent sites and how to find good deals online without being fooled. 

Here are some safety tips for online shoppers: 
1- Shop on trustworthy sites- Before you give your credit card number to any site be sure to do a little background check and read customer reviews. Simply type the name of the site with the word “review” following it into a search engine the most popular of course being Google and you should get quite a few results.  Of course, if there are a lot of negative reviews chances are you would not have a pleasant online shopping experience. 

2- Protect your personal information- Take a minute to read the sites privacy policy. Most sites place their privacy policy on the home page. Privacy policies inform you where and how your personal information would be used. Sites without a privacy policy should be steered clear of. Chances are they may sell sell your information to others without your permission. 

3- Confirm your online purchase is secure- According to BBB, “Always look in the address box for an “s” in “https://” and in the lower-right corner for the “lock” symbol before paying. If you have any doubts about a site, BBB recommends right-clicking anywhere on the page and selecting “Properties.” This will reveal the page’s real URL (website address) to ensure it matches the URL in the browser’s address bar. If they don’t match, you may have been directed to a fake, potentially dangerous website. “ 

4- Pay with a credit card- You should never wire money to any site especially to people selling on personal site that you don’t know. Always use a credit card, that way you can use your dispute rights if there are any fraudulent or unauthorized charges on your card.Under the federal law customers have the right to dispute if an item is not delivered or if there are unauthorized charges on your card. 

5- Keep documentation of your order- This is one of the most crucial and important steps. Make sure to document your transaction when it is completed. Most sites may send an email confirmation. Be sure to save that email and print it just in case anything happens. Also, print the final confirmation page even if you get an e-mail confirmation. 

Now that you have some tips for making your online shopping experience a safe one, let’s get to the shopping! We all know that  Cyber Shopping is the ‘it’ thing to do now. Window shopping may soon be referred to as ‘old-fashioned’ soon. These days more people are heading online rather than facing the shopping crowd at malls and crammed roads. According to the National Retail Federation, Cyber Monday has official replaced Black Friday as the most popular holiday shopping day of the year. Last year, almost 96.5 million people shopped online while 79 millions rushed on the stores. Furthermore,Cyber Monday deals keep growing. It doesn’t stop on Cyber Monday. 

Follow these tips and find the best online deals and steals for the holiday season: 
1- Join the retailer’s e-mail list- If you have a store that you like or shop at often join their e-mail list. You usually are given heads up and receive the best deals and coupons. One retailer that is known for giving out the best deals and coupons through e-mails on urban style clothing ishttp://www.yrbnyc.com . 

2- Look for coupons- Trust me coupons help you save A LOT. There are many sites specifically created for the sole purpose of providing coups. Check them out, you never know what great deal you might end up finding. 

3- Make a Gift List- Well that’s the first part, the second part is stick to it! We often get carried away and end up buying what we did not set out to buy. Making  a list helps you to stay more focused. That’s why I like sites like http://www.nubianheritage.com. When I go to buy my organic skin products it’s so easy to navigate that I click on one tab and all the products that I’m looking for are right there. That way I don’t have to go through the whole site and try to resist the temptation to spend over my budget. 

4- Track Your Holiday Spending- Keeping track of how much you spend is very important. You don’t want to go over your budget and greet the New Year in debt. 

5- Search and search- Sometimes we just settle for the first site we find but there are sites that offer better deals than the popular sites. For instance it took me a while to find a cheap concert and event ticket site then after searching and searching I found http://www.charged.fm and I was pretty upset that I didn’t take the time to search before because I could have saved so much money in the past. 

6- Check the Return Policy- Sometimes you buy things and find better deals elsewhere. Make sure to check the return policy of the stores you shop from just in case you have to return the item later. 

There you have it, make your online shopping experience a safe, deal grabbing one and save yourself the hassle of big crowds, searching for parking and heading into stores only to find that what you set out to get is out of stock, great deals are only a click away!

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The Shopping Diva is a pro at finding deals for any and everything. I have over 20 years experience as a shopper and I simply love it. So I have decided to share some of my secrets, finds and ideas with the world. Hope you enjoy!

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Hey, I’m going on holiday for the first time alone next month, just can’t decide where! I wanted to go to a place where i could sight see (i.e. historic scenes) yet cheap enough to shop?

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The Shopping Diva is a pro at finding deals for any and everything. I have over 20 years experience as a shopper and I simply love it. So I have decided to share some of my secrets, finds and ideas with the world. Hope you enjoy!

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Online Shopping During the Holidays

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Posted: May 14, 2010 |Comments: 0
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Shopping online during the holidays is quickly becoming one of the most popular options for shoppers. Although many shoppers still enjoy the hustle and bustle of doing their holiday shopping in traditional stores and may also enjoy the festive decorations festooning stores during the holiday season, many shoppers are glad to have the option to do at least part of their holiday shopping online. This is because there are a myriad of benefits to shopping online during the holiday season. Two of the most common benefits include the ability to do last minute shopping online and the convenience of avoiding overcrowded stores during the holiday season. This article will discuss these two advantages in greater detail and will also provide information on some of the other advantages to online shopping which are also important to holiday shoppers.

Last Minute Shopping for Holiday Gifts

Although there are some shoppers who are well prepared and do their holiday shopping in advance, many shoppers find themselves scrambling to purchase gifts at the last minute. These last minute shoppers far outnumber the well organized individuals who complete their holiday shopping months in advance. This category also includes not only chronic procrastinators who put off holiday shopping until the last minute but also includes well intentioned shoppers who were caught by surprise with a need to purchase gifts for a few extra people at the last minute. Fortunately for these last minute shoppers, online shopping take a great deal of the stress out of last minute shopping.

One of the greatest benefits of last minute shopping is the ability to ship gifts to friends and relatives. The available shipping options may even make it possible for shoppers to have these gifts arrive within 24 hours after making the purchase. Shoppers may pay a premium for these express shipping services but it can be a worthwhile investment for last minute shoppers who would otherwise be caught empty handed.

Avoiding Holiday Crowds by Shopping Online

The crowds at traditional stores can unbelievable during the holiday season. Finding a parking space often becomes a stressful situation and simply navigating stores can be chaotic. While some shoppers thrive in this type of environment most shoppers find this to be stressful. Furthermore some shoppers may enjoy this type of environment for brief periods of time but may have difficulty completing their holiday shopping with so much chaos surrounding them. Fortunately, online shopping provides a welcomed escape to much of the shopping chaos of traditional stores.

Online shoppers can shop when it is most convenient for them and typically the most troubling crowd related problems they experience is slow loading of websites which are overloaded by website visitors. Waiting for a few extra moments for a website to reload may be somewhat frustrating but it is significantly less stressful than standing in line at a crowded store for long periods of time.

Added Benefits to Shopping Online During the Holidays

There are also other benefits to shopping online during the holidays which do not necessarily pertain to the holiday season but certainly simplify the process of shopping online for holiday gifts. One of these benefits is the ability to comparison shop with ease. When shopping online comparison shopping is as easy as opening two different websites from competitors and comparing the products they have available and the prices they are charging for these products. This is much simpler than running around from one store to another to find out which stores have a particular item available and how much each store is currently charging for this item.

Another benefit to shopping online is the ability to purchase items from stores located far away. Holiday shoppers who limit themselves to traditional stores are also limiting the products which are available to them. These traditional shoppers can only purchase items which they physically find in a store while online shoppers can search stores around the world for a particular item. This can be particular useful for shoppers who are looking for a specific item which is hard to locate.

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Hey, I’m going on holiday for the first time alone next month, just can’t decide where! I wanted to go to a place where i could sight see (i.e. historic scenes) yet cheap enough to shop?
It is true? “Every purchase with the Lyoness Cash-back Card from a Lyoness partner company puts cash back into your account.”
Is online shopping economical?

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Home Page > Finance > Loans > Cash Advance as a Small Business Loans

Cash Advance as a Small Business Loans

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Every business loan is a risk for both the lender and the borrower. A promising business gives you the best chances of having your business loan request granted.

 

Lenders will usually look at your gross annual sales and revenues, credit score, checking account balances, profitability, and length of time you’ve been in business. For newbies in the business world, expect to be asked intensively about your business plans.

 

Your history with credit card services is a main factor for lenders. Credit information they usually look for are personal credit card debt, personal loans, liquid assets, real estate holdings, tax returns, and personal financial statements. Your personal spending habits will also be an issue, including how you use credit card services and instalment debt. If you have a good track record of all of these, then you won’t have any problems with getting you business loan approved. But what if you have bad credit history? What alternatives do you have?

 

The answer is getting a business cash advance in place of a small business loan.

 

A business cash advance is the alterative option for business owners who need emergency funding. It is ideal for business owners subscribed to credit card services and/or charge cards. Monthly payment this type of business loan is done through batched credit card sales.

 

Approval for this type of small business loan takes a shorter amount of time and bad credit scores won’t be too much of an issue. The processing time for cash advance application is from 24 tp72 hours only. Some cash advance lenders can lend as much as 00 to 0,000, depending on their evaluation.

 

Cash advance as a small business loan is very likely to get approved as long as you pass the basic requirements for the advance. First, you’re business should have been operational for at least a year. Your company should also at least have profits of 00 in credit card processes per month.

 

The difference between a business cash advance and the usual small business loan are:

 

(1) A business cash advance does not require a detailed financial statement. Conventional business loans require 2-3 years worth of financial statements.

(2) Audited tax returns are not required for cash advances. Business loans from banks do.

(3) You only need to provide a guarantee against fraud or intervention.

(4) Application fees are not always required for this alternative business loan.

(5)No need for high credit scores. You only need to be subscribed to credit card services.

(6) Your collateral does not have to be all of your business assets.

(7) You can opt for a flexible monthly payment.

 

Cash advance as a business loan allows you to do almost anything for your business. You can pay taxes or debts, buy supplies, pay your employees, make repairs or remodelling, inventory, make new marketing and promotion materials, and expand your business establishment.

 

The idea behind cash advance repayment is not like the payment process for a small business loan. Repayment is made by automatically debiting an agreed percentage of your credit card sales every time you batch. There are no fixed payment schedules. You will only be able to pay when you’re customers pay.

 

Cash advance as a small business loan is very ideal for restaurant owners, retailers, medical clinics, and other new industries. Staying afloat for small business is harder, especially with the recession, and a cash advance is a quick solution for those emergency financial situations. After all, maintaining continuous cash flow for young establishments is difficult. With cash advance as an alternative business loan, you can get cash sooner and pay your loan easier.

Every business loan is a risk for both the lender and the borrower. A promising business gives you the best chances of having your business loan request granted. Lenders will usually look at your gross annual sales and revenues, credit score, checking account balances, profitability, and length of time you’ve been in business. For newbies in the business world, expect to be asked intensively about your business plans. Your history with credit card services is a main factor for lenders. Credit information they usually look for are personal credit card debt, personal loans, liquid assets, real estate holdings, tax returns, and personal financial statements. Your personal spending habits will also be an issue, including how you use credit card services and instalment debt. If you have a good track record of all of these, then you won’t have any problems with getting you business loan approved. But what if you have bad credit history? What alternatives do you have? The answer is getting a business cash advance in place of a small business loan. A business cash advance is the alterative option for business owners who need emergency funding. It is ideal for business owners subscribed to credit card services and/or charge cards. Monthly payment this type of business loan is done through batched credit card sales. Approval for this type of small business loan takes a shorter amount of time and bad credit scores won’t be too much of an issue. The processing time for cash advance application is from 24 tp72 hours only. Some cash advance lenders can lend as much as 00 to 0,000, depending on their evaluation. Cash advance as a small business loan is very likely to get approved as long as you pass the basic requirements for the advance. First, you’re business should have been operational for at least a year. Your company should also at least have profits of 00 in credit card processes per month. The difference between a business cash advance and the usual small business loan are: (1) A business cash advance does not require a detailed financial statement. Conventional business loans require 2-3 years worth of financial statements. (2) Audited tax returns are not required for cash advances. Business loans from banks do. (3) You only need to provide a guarantee against fraud or intervention. (4) Application fees are not always required for this alternative business loan. (5)No need for high credit scores. You only need to be subscribed to credit card services. (6) Your collateral does not have to be all of your business assets. (7) You can opt for a flexible monthly payment. Cash advance as a business loan allows you to do almost anything for your business. You can pay taxes or debts, buy supplies, pay your employees, make repairs or remodelling, inventory, make new marketing and promotion materials, and expand your business establishment. The idea behind cash advance repayment is not like the payment process for a small business loan. Repayment is made by automatically debiting an agreed percentage of your credit card sales every time you batch. There are no fixed payment schedules. You will only be able to pay when you’re customers pay. Cash advance as a small business loan is very ideal for restaurant owners, retailers, medical clinics, and other new industries. Staying afloat for small business is harder, especially with the recession, and a cash advance is a quick solution for those emergency financial situations. After all, maintaining continuous cash flow for young establishments is difficult. With cash advance as an alternative business loan, you can get cash sooner and pay your loan easier.

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Contact Name: Roger Inman
P.O. Box 1475 Safety Harbor, FL 34691
Bus: 727-642-3606
Bus Fax: 877-413-6067
E-mail: rinman3@tampabay.rr.com
Website: http://www.bankcardprocess.com

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Centurion Leeds – intelligent marketing and brand enhancement

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Bid adieu to all the brain storming marketing sessions and late night meetings to work out strategies to enhance your brand visibility and market share. Now you can devote your quality time in building up your business empire by delegating the marketing issue to the experts of Centurion. Set up as a small marketing company in Manchester, centurion has come a full circle when it became a trusted name in direct marketing. Catering to an array of clients including Telecommunication / Internet, Gas and Energy, Financial Services, Charities, Sports and Entertainment, Centurion Marketing Ltd caters to the customised marketing needs of the customers with ease. No two customers are alike nor are their marketing needs. in case you were wondering all these days, why your efforts to emulate your competitors marketing strategies, failed to take off. One of the fastest growing direct marketing companies win the UK, Centurion Marketing Ltd will help you to improve their brand visibility and to improve sales both in national and international markets.

 

Centurion is contracted to many clients including FTSE 100 and the premier High Street brands. Direct marketing is a cost effective option that enables you to cut off many marketing overheads without slackening the pace of your marketing activities. Bang on target and focused, direct marketing is fast and also offers the convenience of tracking the conversion rates on the spot, which in turn will allow you to fine tune your marketing strategies accordingly. Direct marketing has become a popular mode of marketing thanks to its greater accountability and efficacy. Once you’ve run a direct marketing campaign you can precisely measure the conversion rates and can plan , forecast and budget for the future and know the conversion rates involved, you can work on refining and improving your success rates. Plus it also makes it easier to plan, forecast and budget for future direct marketing campaigns. The tailor made marketing packages of Centurion Marketing Leeds will help you to add an impetus to your marketing drive without getting embroiled in the marketing issues. Experience the benefits of smart and sensible marketing tactics of Centurion.

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postheadericon Anaya Consulting Group of AZ Partners with Milwaukees Castillo Consulting Services to form Aeutus Marketing

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Home Page > Business > Anaya Consulting Group of AZ Partners with Milwaukees Castillo Consulting Services to form Aeutus Marketing

Anaya Consulting Group of AZ Partners with Milwaukees Castillo Consulting Services to form Aeutus Marketing

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Anaya Consulting Group of AZ Partners with Milwaukees Castillo Consulting Services to form Aeutus Marketing

Aeutus Marketing puts emphasis on targeting small businesses and Spanish speaking business owners

PHOENIX, AZ, September 21, 2010 – Former bank employees and now business partners, Christopher M. Castillo and Alexander B. Anaya, have recently teamed up to form Aeutus Marketing headquartered in Phoenix Arizona. The pair met four years ago when they both worked for M&I Bank. Christopher Castillo is from Milwaukee, WI and worked for M&Is; Corporate Marketing Division and met Alex Anaya while visiting Phoenix to conduct Marketing Training for M&Is; Business and Commercial Bankers. Castillo was impressed with the Phoenix area and eventually left M&I in early 2009 to focus on his business, Castillo Consulting Services, that has been assisting small business owners with Marketing and Public Relations support for over five years.

Castillo moved to Arizona in early 2010 and brings over 17 years experience in Marketing, Internet Services, Public Relations and Communications. He is now the CEO of Aeutus Marketing and holds his BBA, MBA and has received various awards for helping the community and volunteering his services to assist aspiring entrepreneurs.

Alex Anaya, Aeutus Marketing COO, also recently left a banking career at M&I Bank after working there over six years. Anaya states “One of the numerous benefits of working for M&I bank of Arizona was that I was able to meet many business owners, however I soon learned that the services that I provided wasnt enough to help them become more profitable. Many of them knew about their particular industry, however most of them did not know how to properly market themselves and target a certain niche.” Anaya continued “I would also get many Hispanic business owners approaching me because many of them only spoke Spanish and did not have a clear understanding on how to start a business in the U.S.” Working for a very conservative bank, he was limited to the knowledge that he could share and started getting requests from some of these clients to assist them with such things as helping them with the basics to get a business started and for Marketing and Advertising assistance. In 2009, he created Anaya Consulting Group to assist people with starting business entities as well as with Marketing and Social Media support.

Christopher Castillo and Alex Anaya both understand the importance of reaching out to the public in order to increase market share, as that is always the goal for all financial institutions. Aeutus Marketing will focus on assisting small and medium size business and currently has a small staff. One of the primary focuses of Aeutus Marketing is being an advocate to assisting Latino owned businesses.

Anaya comes from a family of entrepreneurs who have migrated to the U.S. to live the American dream of running their own enterprises. Christopher Castillo also has a background in assisting Hispanic owned businesses. Castillo previously worked as a Technical Assistant at the Univeristy of Wisconsin-Milwaukee (UWM) for nearly four years in a bilingual entrepreneurial course geared toward helping people create business plans regardless of their English proficiency. He is also a founding board member of Milwaukees Latino Entrepreneurial Network (LEN) that started in 2005 with nine members and now has over 200. He helped LEN become nationally recognized, and awarded, by the U.S. Hispanic Chamber of Commerce for the past two years.

Castillo has a long history of helping business owners with business plan creation and with his passion, Marketing. In 2006, he was the United States Congress Certificate of Special Congressional Recognition recipient, in recognition of outstanding and invaluable services to the community. He was also the 2009 Multicultural Entrepreneurial Institute (MEI) Volunteer of the Year Award recipient as well as the Wisconsin 2008 Small Business Administration (SBA) Minority Business Champion, Nominee and Runner-up. In 2006 he recieved the Community Service Award for the dedication, commitment and service to entrepreneurs and business owners of the Greater Milwaukee Area, presented by El Centro Empresarial and UWM. In addition, Christopher is an active board member at his alamater, University Of Wisconsin-Whitewater (UWW), for their Business School’s Minority Business Program. Castillo also has a passion for helping youth with their business aspirations as well. For the past four years, he has volunteer at the Bilingual Entrepreneurship Summer Training (BEST) Youth Camp sponsored by The Latino Entrepreneurial Network, Milwaukee, WI.

One of the areas that Alex Anaya is very passionate about is to stimulate the growth of minority owned businesses, as many truly do not understand the benefits of marketing their products or services appropriately. As a Business Management graduate from the University of Phoenix, he is prepared to take his knowledge and experience to the next level of becoming active with in the community and assisting minority owned enterprises in reaching their aspirations.

About Castillo Consulting Services, LLC
Castillo Consulting Services, LLC was started by Christopher M. Castillo in 2007 to assist small business with services such as Marketing and Business Plan Creation, Internet Marketing, Public Relations and Intellectual Property and is located in Milwaukee, WI and Phoenix, AZ. Christopher M. Castillo has over 17 years experience in Marketing, Internet Services, Public Relations and Communications. He holds his MBA and BBA and has received various awards for helping the community and volunteering his services to assist aspiring entrepreneurs. In 2009, he decided to take his company’s offering online by filming various videos to share his knowledge with friends, family and you. Please visit Christopher’s sites:
HomeMarketingGuru.com, CastilloConsultingServices.com and ChristopherMCastillo.com

About Anaya Consulting Group
Anaya Consulting Group was originally established by Alexander B Anaya in 2009 to support local Phoenix minority owned businesses with legal entities registrations, English and Spanish translations, financial assistance, Marketing and internet establishment. Anaya has over 13 years of experience in retail sales, Spanish Marketing and posseses a strong financial acumen. He holds a BS in Business Management and is currently pursuing a dual MBA in Green Energy Management and Marketing. Alexander is very involved in the community. For the past three years, he has coached youth sports at the Phoenix Boys & Girls Club. Additionally, hes an outdoorsman who is part of the public land coalition that maintains public use of lands for others.

About Aeutus Marketing
Aeutus Marketing, LLC was started by Christopher M. Castillo and Alexander B. Anaya in 2010 focusing on providing small businesses in the Phoenix Metro area with Marketing, Advertising and Public Relations support in both English and Spanish. Aeutus Marketing CEO, Christopher M. Castillo comes to Arizona from Milwaukee, WI and has over 17 years experience in Marketing, Internet Services, Public Relations and Communications. Alexander B. Anaya, Aeutus Marketing COO, has over 13 years of experience in retail sales, Spanish Marketing and posses a strong financial acumen. Aeutus Marketing specializes in strategic planning, design and implementation of Marketing campaigns with an emphasis on internet and new media.  For more information, please visit AeutusMarketing.com

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Aeutus Marketing, LLC was started by Christopher M. Castillo and Alexander B. Anaya in 2010 focusing on providing small businesses in the Phoenix Metro area with Marketing, Advertising and Public Relations support in both English and Spanish. Aeutus Marketing CEO, Christopher M. Castillo comes to Arizona from Milwaukee, WI and has over 17 years experience in Marketing, Internet Services, Public Relations and Communications.

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Anaya Consulting Group of AZ Partners with Milwaukees Castillo Consulting Services to form Aeutus Marketing

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